Top SACCOs in Embu County, Kenya
Updated
EABD lists 16 SACCOs in Embu County, Kenya. The top-ranked are Tuungane Tujijenge Sacco Society Ltd, Winas Savings and Credit Co-operative Society Limited and Ukulima Co-operative Savings & Credit Society Ltd.
The top 10 SACCOs in Embu County, Kenya
- Tuungane Tujijenge Sacco Society Ltd
- Winas Savings and Credit Co-operative Society Limited
- Ukulima Co-operative Savings & Credit Society Ltd
- Rukuriri Sacco Society Ltd
- Daima Sacco Ltd
- Neno Sacco Society Ltd
- Kenya Union of Savings & Credit Co-Operative Ltd - KUSCCO
- Kenya Union of Savings & Credit Co-Operative Ltd - KUSCCO
- County Sacco Society Ltd
- Universal Traders Sacco Society Ltd
All 16 SACCOs in Embu County, Kenya
How to choose an SACCO in Embu County, Kenya
A SACCO holds members' savings, so governance matters as much as the loan multiple.
- Check whether the SACCO is licensed or registered with the relevant regulator.
- Compare the loan-to-savings multiple, interest rate and loan processing time.
- Ask about dividends and interest on deposits paid in recent years.
- Read the by-laws on withdrawals and how long it takes to get your savings back.
- Ask existing members about their experience.
In Kenya: Deposit-taking SACCOs in Kenya are licensed by the SACCO Societies Regulatory Authority (SASRA).
About SACCOs in East Africa
East African finance is one of the most innovative banking landscapes in the world. Kenya invented mobile money at scale with M-Pesa, the SACCO movement holds a meaningful share of regional savings, and a generation of fintech startups is building credit scoring, cross-border payments, insurance, and wealth platforms that compete with the incumbents. The traditional sector of banks, microfinance institutions and audit and accounting firms has had to modernise to keep up.
EABD's finance listings cover commercial banks, microfinance, SACCOs, insurance companies and brokers, fintech platforms, payment processors, investment advisory firms, accountants, and tax advisors. Verification on this category is taken seriously: we cross-check Central Bank, SACCO regulator, and IRA/IBSL/UIA registration where applicable, because trust matters more in finance than in any other category.
About Kenya
Kenya is the largest economy in East Africa and the regional hub for finance, technology, and aviation. Nairobi hosts the UN's only African headquarters, the Nairobi Securities Exchange, and the African operations of most multinationals working in the region. Beyond the capital, Mombasa is the busiest port on Africa's east coast, Kisumu commands lake-side trade, and a fast-urbanising belt of secondary cities such as Nakuru, Eldoret, Thika and Machakos anchors economic activity in every county.
EABD covers all 47 counties of Kenya. You can browse businesses by county, by major city, or by industry-specific landing pages that combine geography and sector. Verified Kenyan businesses on EABD cross-reference KRA PIN, business registration (eCitizen / BRS), and where applicable sector-specific licensing (CBK for banking, IRA for insurance, NCA for construction). The result is a directory that buyers, partners, and the diaspora can actually rely on.
SACCOs in Embu County, Kenya: common questions
How many SACCOs are there in Embu County, Kenya?
EABD lists 16 SACCOs in Embu County, Kenya as of 16 October 2026. Businesses that EABD has checked carry a verified badge on their profile.
What are the top SACCOs in Embu County, Kenya?
EABD's top-ranked SACCOs are Tuungane Tujijenge Sacco Society Ltd, Winas Savings and Credit Co-operative Society Limited and Ukulima Co-operative Savings & Credit Society Ltd. Category Sponsors and promoted businesses come first and are always labelled, then businesses on paid plans, then everyone else. Each group is ordered by EABD Score, which reflects a business's overall presence on EABD, including things like verification, customer reviews and profile completeness.
Which towns have the most SACCOs in Embu County?
Embu (10), Kirimari (4) and Runyenjes (2) have the most listed on EABD.
How do I choose an SACCO in Embu County, Kenya?
Check whether the SACCO is licensed or registered with the relevant regulator. Compare the loan-to-savings multiple, interest rate and loan processing time. Ask about dividends and interest on deposits paid in recent years. Deposit-taking SACCOs in Kenya are licensed by the SACCO Societies Regulatory Authority (SASRA).
How do I list my SACCO on EABD?
Create a free EABD account, then add your business or claim its existing profile. It appears on pages like this one once published. Getting verified, completing the profile, replying to customers and collecting genuine reviews all help its EABD Score.