Confirm the insurer or agent is licensed by the insurance regulator.
Compare what is excluded, not only what is covered, and check the excess you will pay.
Ask how claims are made and how long they usually take to settle.
Check whether cover is annual or monthly, and what happens if you miss a payment.
Read reviews for claim experiences, not sales experiences.

Kenya: Insurers, brokers and agents in Kenya are licensed by the Insurance Regulatory Authority (IRA).
Uganda: Insurers and intermediaries in Uganda are licensed by the Insurance Regulatory Authority of Uganda.
Tanzania: Insurers and brokers in Tanzania are licensed by the Tanzania Insurance Regulatory Authority (TIRA).
Rwanda: Insurers in Rwanda are supervised by the National Bank of Rwanda (BNR).

About insurance companies in East Africa

East African finance is one of the most innovative banking landscapes in the world. Kenya invented mobile money at scale with M-Pesa, the SACCO movement holds a meaningful share of regional savings, and a generation of fintech startups is building credit scoring, cross-border payments, insurance, and wealth platforms that compete with the incumbents. The traditional sector of banks, microfinance institutions and audit and accounting firms has had to modernise to keep up.

EABD's finance listings cover commercial banks, microfinance, SACCOs, insurance companies and brokers, fintech platforms, payment processors, investment advisory firms, accountants, and tax advisors. Verification on this category is taken seriously: we cross-check Central Bank, SACCO regulator, and IRA/IBSL/UIA registration where applicable, because trust matters more in finance than in any other category.

Insurance Companies in East Africa: common questions

How many insurance companies are there in East Africa?

EABD lists 1,878 insurance companies in East Africa as of 16 October 2026. Businesses that EABD has checked carry a verified badge on their profile.

What are the top insurance companies in East Africa?

EABD's top-ranked insurance companies are Wadaag Insurance, TAKAFUL INSURANCE OF AFRICA/-Somalia and Takaful Insurance. Category Sponsors and promoted businesses come first and are always labelled, then businesses on paid plans, then everyone else. Each group is ordered by EABD Score, which reflects a business's overall presence on EABD, including things like verification, customer reviews and profile completeness.

How do I choose an insurance company in East Africa?

Confirm the insurer or agent is licensed by the insurance regulator. Compare what is excluded, not only what is covered, and check the excess you will pay. Ask how claims are made and how long they usually take to settle.

How do I list my insurance company on EABD?

Create a free EABD account, then add your business or claim its existing profile. It appears on pages like this one once published. Getting verified, completing the profile, replying to customers and collecting genuine reviews all help its EABD Score.